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Navigating the Homebuying Process: A Step-by-Step Guide

The path to homeownership can be both exciting and overwhelming. Whether you're a first-time buyer or you've done this before, knowing the steps ahead makes the whole process smoother.

1. Get your finances ready

Check your credit, review your savings and think about the monthly payment you're comfortable with, including taxes, insurance and any HOA fees.

2. Get pre-approved

A pre-approval letter from a lender shows sellers you're serious and tells you exactly what you can spend. I can connect you with trusted local lenders.

3. Define what you're looking for

Make a list of must-haves and nice-to-haves: location, commute, schools, number of bedrooms, yard size and budget. This keeps your search focused.

4. Tour homes

I'll set up showings for homes that fit your list and point out things to look for, from the condition of the roof to the age of the HVAC system.

5. Make an offer

When you find the one, we'll look at comparable sales and put together a strong offer, including price, earnest money, contingencies and closing date.

6. Inspection and appraisal

A professional inspection checks the home's condition, and the lender's appraisal confirms its value. If issues come up, we can negotiate repairs or credits.

7. Closing day

After a final walk-through, you'll sign your documents, the funds are transferred and you get your keys.

Ready to start? Call me at 404-530-9730 and let's talk about your goals.

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Johnetta Dillard, Broker

Johnetta Dillard

Broker · New House Alliance Corp
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